Health Savings Account Limits for 2013

The Health Savings Account limits for 2013 are $3,250 for self-only coverage and $6,450 for family coverage.  In 2012 the limits were $3,100 and $6,250 respectively.  You can make contributions to your HSA account for 2012 through April 15, 2013. Health Savings Accounts (HSAs) are becoming more popular.  In 2005 there were 1 millions Americans … Continue reading Health Savings Account Limits for 2013

Flexible Spending Account Change for 2013

Effective January 1, 2013 there is an important flexible spending account change for 2013: the maximum contribution to your account is $2,500.  Enrollment information for flexible spending accounts for 2013 should be distributed to employees some time in November, in anticipation of enrollment for 2013 occurring in December. Make sure you read the information very … Continue reading Flexible Spending Account Change for 2013

Choosing Medical Insurance to Fit Your Personal Needs

Choosing medical insurance coverage for you and your family can be a very difficult and confusing process. During the open enrollment period there seem to be so many choices and factors to consider. I’ve just read an interesting article about one individual’s experience in trying to determine the pros and cons of HMO coverage or … Continue reading Choosing Medical Insurance to Fit Your Personal Needs

Year End Medical Insurance Considerations

Eye Care for Year End Medical Insurance Consideration It would be a good idea to review some year end medical insurance considerations while you still have time to schedule an appointment.  If you wear eyeglasses or contact lenses, now is a good time to schedule an appointment and purchase your lenses or new glasses.  If … Continue reading Year End Medical Insurance Considerations

Where Do We Find the Affordable Care?

As the presidential campaigns go into high gear before the upcoming conventions and the November elections, the debate about whether the proposed Democratic or Republican health plan is the best for all Americans continues on a daily basis.  What concerns me most is that the information appears to remain superficial; not providing the facts we … Continue reading Where Do We Find the Affordable Care?

Affordable Care Act Coverage Changes Beginning in August

Effective August 1, 2012 most new and renewing health insurance plans are required to offer women’s preventive health services at no initial cost to the patient.  These services include: Domestic violence screenings FDA approved contraception Breast feeding counseling and supplies Well women visits It is estimated that these changes will impact 47 million women currently … Continue reading Affordable Care Act Coverage Changes Beginning in August

Long Term Care Considerations for Our Future

In the October, 2011 issue of “Caring”, published by NAHC, the National Association for Home Care and Hospice, Val Halamandaris cited the following statistics: 1.  Beginning in 2011, and for the next twenty years, the 78 million baby boomers will be retiring at the rate of 10,000 a day. 2.  There are, in addition,  12 … Continue reading Long Term Care Considerations for Our Future

Long Term Care Insurance

Long term care insurance is something that everyone should consider; if you can afford it. Premiums are increasing on both new and existing long term policies because insurance companies are paying more claims than expected.   The reasons: the population is not letting their policies lapse, no matter what the cost.  When you pay several thousand … Continue reading Long Term Care Insurance

And the healthcare discussions continue….

http://www.whitehouse.gov/blog/2012/06/28/supreme-court-upholds-president-obamas-health-care-reform?utm_source=wh.gov&utm_medium=shorturl&utm_campaign=shorturl This is the link to the White House Blog; with the official explanation of the Affordable Care Act, known to many as “Obamacare”.  There are specific sections addressing: The Health Care Law and Seniors Health Coverage without Lifetime Limits The Health Care Law and Young Adults Coverage for Sick Children Many companies postponed making … Continue reading And the healthcare discussions continue….

Sharing

I would like to continue the dialog with you regarding your recent experiences with medical billing and insurance coverage questions.  How did you resolve your problem?  What resources did you use which might be beneficial to others?  Or, maybe you have a wonderful agency or facility you have used recently which might be a consideration … Continue reading Sharing